Portfolio Overview
The Portfolio seeks growth of current income and low to moderate growth of capital.
The Portfolio invests in a targeted mix of stock and bonds mutual funds that represent various asset classes and sectors.
| U.S. Equities | 20% |
| International Equities | 8% |
| Real Estate Equities | 2% |
| Fixed Income | 70% |
Real EstateInternational Equity
U.S. EquityFixed Income
Money Market
U.S. EquityFixed Income
Money Market
The Underlying Mutual Funds
| Fund | Percent |
| Fixed Income | |
| Vanguard Total Bond Market Index Fund | 27% |
| Vanguard Short‐Term Inflation‐Protected Securities Index Fund | 11% |
| Vanguard Short‐Term Bond Index Fund | 22% |
| Vanguard High-Yield Corporate Fund | 5% |
| Vanguard Emerging Markets Government Bond Index Fund | 5% |
| Real Estate | |
| Vanguard Real Estate Index Fund | 2% |
| Fund | Percent |
| Domestic (U.S.) Equity | |
| Vanguard Total Stock Market Index Fund | 20% |
| International Equity | |
| Vanguard Total International Stock Index Fund | 8% |
Portfolio Performance1
As of October 31, 2023
| Portfolio | YTD | 3 Mo | 1yr | 3yr | 5yr | LTD | Exp. Ratio | Inception Date |
| Ages 15-16 | 1.82% | -4.65% | 4.15% | 0.22% | 3.25% | 2.96% | 0.22% | 9/28/16 |
Underlying Mutual Fund Performance3
As of 9/30/2023
| Domestic Equity Fund | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Vanguard Total Stock Market Index Fund Fact Sheet, Prospectus, Annual Report | 0.02% | VSMPX | -3.29% | 12.36% | 20.40% | 9.26% | 9.07% | 10.14% | 4/28/15 | |
| Fixed Income Funds | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Vanguard Total Bond Market Index Fund Fact Sheet, Prospectus, Annual Report | 0.03% | VBTIX | -3.08% | -0.91% | 0.75% | -5.19% | 0.15% | 1.13% | 2/5/10 | |
| Vanguard Short-Term Inflation-Protected Securities Index Fund Fact Sheet, Prospectus, Annual Report | 0.04% | VTSPX | 0.43% | 2.01% | 3.31% | 1.89% | 2.77% | 1.67% | 10/17/12 | |
| Vanguard Short-Term Bond Index Fund Fact Sheet, Prospectus, Annual Report | 0.05% | VBITX | 0.16% | 1.44% | 2.52% | -1.66% | 1.10% | 1.05% | 9/27/11 | |
| Vanguard High-Yield Corporate Fund Fact Sheet, Prospectus, Annual Report | 0.13% | VWEAX | -0.20% | 4.14% | 9.21% | 0.97% | 2.82% | 4.03% | 11/12/01 | |
| Vanguard Emerging Markets Government Bond Index Fund Fact Sheet, Prospectus, Annual Report | 0.18% | VGIVX | -2.88% | 0.65% | 7.83% | -4.76% | -0.33% | 1.70% | 2/11/15 | |
| International Equity Fund | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Vanguard Total International Stock Index Fund Fact Sheet, Prospectus, Annual Report | 0.07% | VTPSX | -4.01% | 5.06% | 20.51% | 3.90% | 2.77% | 3.64% | 11/30/10 | |
| Real Estate Fund | Expense Ratio | Ticker | QTR | YTD | 1yr | 3yr | 5yr | 10yr or Life of Fund | Inception Date | |
| Vanguard Real Estate Index Fund Fact Sheet, Prospectus, Annual Report | 0.10% | VGSNX | -8.50% | -5.34% | -1.22% | 2.34% | 2.46% | 5.53% | 12/2/03 | |