Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 13%
International Equities 5%
Real Estate Equities 2%
Fixed Income 72%
Money Market 8%

Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
Vanguard Cash Reserves Federal Money Market Fund 8%
Fixed Income
Vanguard Total Bond Market Index Fund 25%
Vanguard Short‐Term Inflation‐Protected Securities Index Fund 12%
Vanguard Short‐Term Bond Index Fund 25%
Vanguard High-Yield Corporate Fund 5%
Vanguard Emerging Markets Government Bond Index Fund 5%
Real Estate
Vanguard Real Estate Index Fund 2%
Fund Percent
Domestic (U.S.) Equity
Vanguard Total Stock Market Index Fund 13%
International Equity
Vanguard Total International Stock Index Fund 5%

Portfolio Performance1

As of September 30, 2022

PortfolioYTD3 Mo1yr3yr5yrLTDExp. RatioInception Date
Ages 15-16-12.76%-3.98%-11.38%-0.05%1.64%1.84%0.23%9/28/16

Underlying Mutual Fund Performance3

As of 3/31/2022

Domestic Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Stock Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.02%VSMPX-5.45%-5.45%11.69%18.17%15.38%13.19%4/28/15
Fixed Income FundsExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Bond Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VBTIX-5.98%-5.98%-4.07%1.71%2.14%2.21%9/18/95
Vanguard Short-Term Inflation-Protected Securities Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VTSPX-0.29%-0.29%3.88%4.35%3.08%1.74%10/17/12
Vanguard Short-Term Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.05%VBITX-3.39%-3.39%-3.85%1.08%1.39%1.30%9/27/11
Vanguard High-Yield Corporate Fund
Fact Sheet, Prospectus, Annual Report
0.13%VWEAX-8.62%-8.62%-11.22%0.00%1.95%4.08%11/12/01
Vanguard Emerging Markets Government Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.18%VGIVX-11.48%-19.33%-20.33%-4.84%-1.07%1.45%2/11/15
International Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total International Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.07%VTPSX-6.07%-6.07%-1.80%7.80%6.82%5.84%11/29/10
Money Market FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Cash Reserves Federal Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.10%VMRXX0.01%0.01%0.03%0.75%1.15%0.68%10/3/89
Real Estate FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Real Estate Index Fund
Fact Sheet, Prospectus, Annual Report
0.10%VGSNX-5.94%-5.94%21.52%11.47%9.70%9.72%12/2/03