Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 20%
International Equities 8%
Real Estate Equities 2%
Fixed Income 70%

Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
Vanguard Total Bond Market Index Fund 27%
Vanguard Short‐Term Inflation‐Protected Securities Index Fund 11%
Vanguard Short‐Term Bond Index Fund 22%
Vanguard High-Yield Corporate Fund 5%
Vanguard Emerging Markets Government Bond Index Fund 5%
Real Estate
Vanguard Real Estate Index Fund 2%
Fund Percent
Domestic (U.S.) Equity
Vanguard Total Stock Market Index Fund 20%
International Equity
Vanguard Total International Stock Index Fund 8%

Portfolio Performance1

As of February 29, 2024

PortfolioYTD3 Mo1yr3yr5yrLTDExp. RatioInception Date
Ages 13-140.60%n/an/an/an/a4.07%0.22%9/28/16

Underlying Mutual Fund Performance3

As of 12/31/2023

Domestic Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Stock Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.02%VSMPX12.17%26.03%26.03%8.45%15.09%11.29%4/28/15
Fixed Income FundsExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Bond Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.03%VBTIX6.70%5.72%5.72%-3.34%1.14%1.81%2/5/10
Vanguard Short-Term Inflation-Protected Securities Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VTSPX2.55%4.61%4.61%2.31%3.34%1.95%10/17/12
Vanguard Short-Term Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.05%VBITX3.40%4.88%4.88%-0.66%1.49%1.38%9/27/11
Vanguard High-Yield Corporate Fund
Fact Sheet, Prospectus, Annual Report
0.13%VWEAX7.30%11.74%11.74%1.82%5.21%4.43%11/12/01
Vanguard Emerging Markets Government Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.18%VGIVX9.75%10.47%10.47%-3.58%1.58%2.72%2/11/15
International Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total International Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.07%VTPSX9.98%15.54%15.54%1.80%7.38%4.13%11/30/10
Real Estate FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Real Estate Index Fund
Fact Sheet, Prospectus, Annual Report
0.10%VGSNX18.13%11.82%11.82%5.05%7.35%7.38%12/2/03