Cost of College Make Your Plan Now to Start Saving

It Pays to Start Saving Early

Starting a savings plan as early as possible is a key step in helping offset the rising costs of higher education. By starting now, you can build savings which will reduce reliance on student loan debt, easing the financial burden on your student and your family.

The Rising Cost of College

In 2024-2025, the average published tuition and fee price for full-time in-state students at a public four-year institution is $11,610. Twenty years ago, the average cost was $8,530.1

How Much Can You Afford?

Select the amount you plan to save each month.*

You could save: $9,737.38

*Amount assumes an actual investment return of 6% with monthly contribution on the first day of each month. This hypothetical is for illustrative purposes only. It does not reflect an actual investment in any particular college savings plan or in a CollegeCounts account or any taxes payable upon withdrawal.

Ready to plan ahead?

With our College Savings Calculator, create various savings scenarios using a child’s age, current college costs, hypothetical annual rate of return, and different planned contributions to a 529 savings plan.

Investing in Higher Education Pays Off

For your student, more education can potentially mean more income over their lifetime. Dollars invested today can help them achieve their future career goals.

  • This return does not represent any particular investment and does not reflect the impact of fees or expenses, if any.

  • This graphic is for illustrative purposes only. Actual returns will vary.2

Investing in Higher Education Pays Off

For your student, more education can potentially mean more income over their lifetime. Dollars invested today can help them achieve their future career goals.

Median Weekly Earnings2 (of full-time workers)

How Do I Know When to Get Started?

Kids grow up fast. Your future student will be ready to take on their college education before you know it. That means it’s crucial to start saving early. Don’t believe it? Here’s an example of how much you can potentially accumulate with CollegeCounts based on an initial $2,500 investment and different monthly contribution amounts.

Graph assumes an annual return of 6%.3

Ready to Take the First Step to a Brighter Future?

Learn More about Tax Benefits