Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 36%
International Equities 19%
Real Estate Equities 5%
Fixed Income 40%

Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
Vanguard Total Bond Market Index Fund 27%
Vanguard Short‐Term Inflation‐Protected Securities Index Fund 4%
Vanguard Short‐Term Bond Index Fund 9%
Real Estate
Vanguard Real Estate Index Fund 5%
Fund Percent
Domestic (U.S.) Equity
Vanguard Total Stock Market Index Fund 36%
International Equity
Vanguard Total International Stock Index Fund 19%

Portfolio Performance1

As of October 31, 2019

PortfolioYTD3 Mo1yr3yr5yrLTDExp. RatioInception Date
Ages 9-1015.23%2.52%11.99%8.20%n/a7.26%0.30%9/28/16

Underlying Mutual Fund Performance3

As of 6/30/2019

Domestic Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Stock Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.02%VSMPX4.09%18.71%9.01%14.05%n/a9.98%4/28/15
Fixed Income FundsExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Bond Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VBTIX3.08%6.12%7.87%2.23%2.90%3.84%9/18/95
Vanguard Short-Term Inflation-Protected Securities Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VTSPX1.58%3.32%3.16%1.59%0.88%0.77%10/17/12
Vanguard Short-Term Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.05%VBITX1.83%3.50%5.25%1.67%1.76%1.62%9/27/11
International Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total International Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.08%VTSNX2.75%13.29%0.62%8.98%2.34%4.70%11/29/10
Real Estate FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Real Estate Index Fund
Fact Sheet, Prospectus, Annual Report
0.10%VGSNX1.76%19.35%12.26%4.05%7.71%15.49%12/2/03