Portfolio Overview

The Portfolio seeks growth of current income and low to moderate growth of capital.

The Portfolio invests in a targeted mix of stock, bond and money market mutual funds that represent various asset classes and sectors.

U.S. Equities 13%
International Equities 4%
Real Estate Equities 3%
Fixed Income 71%
Money Market 9%

Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Money Market
Vanguard Prime Money Market Fund 9%
Fixed Income
Vanguard Total Bond Market Index Fund 35%
Vanguard Short‐Term Inflation‐Protected Securities Index Fund 11%
Vanguard Short‐Term Bond Index Fund 25%
Real Estate
Vanguard Real Estate Index Fund 3%
Fund Percent
Domestic (U.S.) Equity
Vanguard Total Stock Market Index Fund 13%
International Equity
Vanguard Total International Stock Index Fund 4%

Portfolio Performance1

As of March 31, 2021

PortfolioYTD3 Mo1yr3yr5yrLTDExp. RatioInception Date
Ages 17-18-0.06%-0.06%11.16%5.99%n/a4.65%0.30%9/28/16

Underlying Mutual Fund Performance3

As of 12/31/20

Domestic Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Stock Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.02%VSMPX14.69%21.02%21.02%14.51%15.45%12.82%4/28/15
Fixed Income FundsExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Bond Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VBTIX0.03%8.73%8.73%4.03%3.01%3.70%9/18/95
Vanguard Short-Term Inflation-Protected Securities Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VTSPX1.29%4.99%4.99%3.44%2.78%1.40%10/17/12
Vanguard Short-Term Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.05%VBITX0.29%4.71%4.71%3.64%2.72%1.62%9/27/11
International Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total International Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.08%VTSNX16.89%11.28%11.28%5.01%9.11%5.15%11/29/10
Money Market FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Prime Money Market Fund*
Fact Sheet, Prospectus, Annual Report
0.10%VMRXX0.01%0.57%0.57%1.62%1.30%0.70%10/3/89
Real Estate FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Real Estate Index Fund
Fact Sheet, Prospectus, Annual Report
0.10%VGSNX9.24%-4.67%-4.67%4.98%5.67%8.71%12/2/03