Portfolio Overview

The Portfolio seeks growth of capital and low to moderate current income.

The Portfolio invests in a targeted mix of stock and bond mutual funds that represent various asset classes and sectors.

U.S. Equities 42%
International Equities 23%
Real Estate Equities 5%
Fixed Income 30%

Real EstateInternational Equity
U.S. EquityFixed Income
Money Market

The Underlying Mutual Funds

Fund Percent
Fixed Income
Vanguard Total Bond Market Index Fund 18%
Vanguard Short‐Term Inflation‐Protected Securities Index Fund 4%
Vanguard High-Yield Corporate Fund 5%
Vanguard Emerging Markets Government Bond Index Fund 3%
Real Estate
Vanguard Real Estate Index Fund 5%
Fund Percent
Domestic (U.S.) Equity
Vanguard Total Stock Market Index Fund 42%
International Equity
Vanguard Total International Stock Index Fund 23%

Portfolio Performance1

As of September 30, 2024

PortfolioYTD3 Mo1yr3yr5yrLTDExp. RatioInception Date
Ages 9-1013.88%6.79%25.43%5.46%8.89%8.37%0.22%9/28/16

Underlying Mutual Fund Performance3

As of 12/31/2023

Domestic Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Stock Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.02%VSMPX12.17%26.03%26.03%8.45%15.09%11.29%4/28/15
Fixed Income FundsExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total Bond Market Index Fund
Fact Sheet, Prospectus, Annual Report
0.03%VBTIX6.70%5.72%5.72%-3.34%1.14%1.81%2/5/10
Vanguard Short-Term Inflation-Protected Securities Index Fund
Fact Sheet, Prospectus, Annual Report
0.04%VTSPX2.55%4.61%4.61%2.31%3.34%1.95%10/17/12
Vanguard High-Yield Corporate Fund
Fact Sheet, Prospectus, Annual Report
0.13%VWEAX7.30%11.74%11.74%1.82%5.21%4.43%11/12/01
Vanguard Emerging Markets Government Bond Index Fund
Fact Sheet, Prospectus, Annual Report
0.18%VGIVX9.75%10.47%10.47%-3.58%1.58%2.72%2/11/15
International Equity FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Total International Stock Index Fund
Fact Sheet, Prospectus, Annual Report
0.07%VTPSX9.98%15.54%15.54%1.80%7.38%4.13%11/30/10
Real Estate FundExpense RatioTickerQTRYTD1yr3yr5yr10yr or Life of FundInception Date
Vanguard Real Estate Index Fund
Fact Sheet, Prospectus, Annual Report
0.10%VGSNX18.13%11.82%11.82%5.05%7.35%7.38%12/2/03